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First Home owners grant

The First Home Owner Grant (FHOG) in Queensland is a government initiative aimed at making it easier for first-time homebuyers to enter the property market. This grant provides $30,000 towards the purchase or construction of a new home valued at less than $750,000.

To qualify for the grant, applicants must meet certain criteria:

  • Must be a first-time homeowner: Applicants and their spouses or partners must not have owned property in Australia previously.
  • Must be buying or building a new home: The grant only applies to newly constructed homes, off-the-plan purchases, or building a new home on vacant land.
  • Must use the property as the primary residence: Recipients need to live in the property for a continuous period of six months within the first year of purchase or construction.
  • Value of the property must be under $750,000: This includes the land and building cost combined.

The First Home Owner Grant can be used as part of the deposit or to help with construction costs, offering significant financial assistance for eligible buyers.

To qualify for the First Home Owner Grant (FHOG) in Queensland, applicants need to meet several eligibility requirements. Here’s a breakdown:

  1. First-Time Buyer Requirement
  • You and your spouse or partner must be purchasing a home for the first time in Australia. If either has previously owned property in Australia, the application will not qualify.
  1. New Home Requirement
  • The grant applies only to newly built homes, homes bought off-the-plan, or if you’re building a new home. Existing homes do not qualify.
  1. Property Value Limit
  • The total value of the home, including the land and construction costs, must not exceed $750,000.
  1. Residency Requirement
  • You need to live in the property as your principal place of residence for a minimum of six consecutive months, starting within 12 months of the completed purchase or build.
  1. Australian Citizenship or Permanent Residency
  • At least one applicant must be an Australian citizen or a permanent resident.
  1. Age Requirement
  • You must be at least 18 years old to apply.

Additional Conditions

  • The grant is typically available only once per individual or couple, so if you’ve previously received the First Home Owner Grant in any state or territory, you will not be eligible to apply again.

Meeting all these requirements could make you eligible to receive $30,000 towards the purchase or construction of a new home in Queensland, significantly helping with the initial cost of homeownership.

Applying for the First Home Owner Grant (FHOG) in Queensland is a straightforward process. Here’s a step-by-step guide:

  1. Check Eligibility Requirements
  • Before starting, confirm you meet the eligibility requirements for the FHOG in Queensland. This includes being a first-time homebuyer, intending to live in the property as your primary residence, and buying a new or off-the-plan property that meets the $750,000 price cap.
  1. Gather Required Documents
  • To streamline the application, have these documents ready:
    • Proof of identity (such as a birth certificate, passport, or driver’s license)
    • Proof of citizenship or permanent residency (for at least one applicant)
    • Contract of sale for the property or building contract (if constructing)
    • Details of the property, including address and land title information.
  1. Choose Your Application Method
  • You can apply in two ways:
    • Through your lender or mortgage broker: If you’re financing the purchase through a lender or mortgage broker, they can help submit your FHOG application on your behalf, making it easier to align with your loan application.
    • Directly with the Queensland Government: If you’re not using a lender, you can apply directly by downloading and completing the application form from the Queensland Government’s First Home Owner Grant website.
  1. Complete the Application Form
  • Fill out the application form accurately, providing all requested details about you and your partner (if applicable), the property, and supporting documents.
  1. Submit the Application
  • If applying directly, submit your application and documents via mail to the Office of State Revenue. Alternatively, if you’re applying through your lender or mortgage broker, provide them with your completed application and supporting documents.
  1. Await Approval
  • The Office of State Revenue will process your application and contact you for any additional details if required. Processing times vary, but applications made through lenders are often processed faster.
  1. Receive the Grant Payment
  • If approved, the grant will be paid directly to your lender on settlement day or, if building a home, when your first loan payment is made. If you applied without a lender, it will be paid directly to you upon settlement or construction completion.

Additional Tips

  • Ensure your documents are complete to avoid processing delays and check the Queensland Government website for any updates to requirements or changes in the grant amount.

Where can I find more information about the First Home Owner Grant?

First Home Owner Grant eligibility

Eligibility tester

Information on How to apply for the grant

Supporting documents for the grant

Payments and obligations

Frequently Asked Questions

Want to know more about building your dream home? We’ve got the answers.

Guardian Master Builders offers different types of promotions to suit various building scenarios, including offers for new builds and knockdown rebuilds. These promotions can provide value through either upgrade options or construction-phase credits. 

To qualify for any GMB promotion, you’ll generally need to:

  • Pay an initial deposit
  • Complete all paperwork within specified timeframes
  • Provide required ownership and finance documentation
  • Meet project milestones according to the contract schedule Specific eligibility criteria will vary based on the promotion and type of build you choose.

While specific requirements may vary, you’ll typically need:

  • Property ownership documentation
  • Finance approval documentation
  • Land information and surveys
  • Building-related reports and approvals Our team will guide you through exactly what’s needed for your specific situation.

Depending on the promotion you choose, benefits may be provided as:

  • Upgrade credits that can be used during the build process
  • Progress payment credits distributed throughout construction
  • Other forms of value as specified in your chosen promotion The distribution method will be clearly outlined in your contract documentation.

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