BUYING YOUR FIRST HOME
The First Home Owner Grant (FHOG) scheme was introduced by the Australian government in July 2000 to offset the effect of GST on home ownership. It is a national scheme funded and administered by each state.
Under the scheme, a one-off grant is payable to first home owners that satisfy all the eligibility criteria.
In Queensland, the FHOG offers $15,000 to first home buyers buying or building a new home. It’s available for properties valued at less than $750,000. The grant is paid per home, not to each of the applicants for the same home.
- You must be at least 18 years of age.
- You must be an Australian citizen or permanent resident (or applying with someone who is).
- You or your spouse must not have previously owned property in Australia that you lived in.
- You must be buying or building a brand new home.
- The value of the home including the land is less than $750,000.
- You must move into the new home as your principal place of residence within 1 year of the completed transaction and live there continuously for 6 months.
8 STEPS TO OWNING YOUR OWN
HOME
We understand how important it is to own your own home. That’s why we build homes that are top-quality, yet affordable, so first home buyers have as much opportunity as anyone else to enter the property market. While it’s exciting to embark on the process of buying your own home, it pays to be fully informed.
Here are some helpful tips to help you start your buying journey with confidence.
- What’s your budget?
Set your top price, including your 10% deposit. It can pay to speak with your bank, a financial advisor, or mortgage broker to help you work out how much you can borrow and obtain pre-approval before you start house-hunting. - Set your criteria
Think through what you want in your new home before you start viewing properties. How many bedrooms or bathrooms do you need, allowing for possible future growth if you’re a young family. Do you want a garden or a courtyard? If you make your list before you start viewing you’re less likely to be swayed by emotions. - View potential homes
Put together your list of possible homes to view, then get in early to give yourself the best possible advantage. - Reserve your home
Once you’ve found a home you’d like to buy, it can pay to take it off the market for 10 days. All you need do is pay a non-refundable reservation administration fee – usually $500. The property sales team can confirm this for you. - Finalise your contract
Send the contract to your solicitor to review, then sign the agreement with them. Once this is done, you have 10 days to pay the balance of your 10% deposit. - Construction gets underway
Enjoy the journey as your new home build progresses. We will be in touch regularly to keep you updated. - Pre-settlement inspection
When your new home build is complete you’ll then conduct a pre-settlement inspect to make sure you’re happy with the end result. We’re sure you’ll love it! Assuming so, can you then let your solicitors know to go ahead with settlement. - Settlement
Once settlement is arranged, the balance of the purchase price is transferred. All you need do is collect your keys and move into your brand new Guardian home!
WHY GUARDIAN?

FIXED COSTS, NO-SURPRISES
You can trust our easy-to-understand fixed price quotes and contracts.

WIDE RANGE OF PROPERTIES
With a diverse selection of home designs to build including dual living options.

FINANCING MADE
EASY
We work with great financing partners, plus you may be eligible for a Queensland First Home Owner’s Grant with a new build.

TRUSTED LOCAL BUILDERS
We believe in supporting local, so you can be confident you’re getting builders who know and understand local conditions.
HIGHLY RECOMMENDED!
"It is with great pleasure that i tender this testimonial on my interaction with Guardian Master Builders. Infrequently in commercial transactions, does one encounter ethics and professionalism in equal measure to innovation and excellence. These guys really know there stuff and adopt a down-to-earth no-nonsense approach in their business, embodying a can do attitude."HIGHLY RECOMMENDED!
"We looked at so many new construction homes, before we chose Guardian Master Builders. It was clear very early on that quality and attention to detail were paramount in there design process. Christoper and Alan were quick to respond to any questions that arose. They were so helpful in making difficult decisions, easy to work with and met deadlines.We recommend Guardian Master Builders without reservation and would happily work with them again in the future."